Frontier Annual Enrollment November 2-18

Frontier Annual Enrollment Enrollment Period:   November 2-18 Monday- Friday 9:00 a.m. – 6:00 p.m. EST 855-FTR-2887 www.frontierbenefitscenter.com   **The Union Recommends that all members  go on line  verify options  and make their beneificiary choices and print out a confirmation statement** Beneficiaries Beneficiary choices must be made for  Benefits (life insurance) 401k (Fidelity) and for Pension (Milliman) Please confirm the correct Beneficiaries are on file. Connecticut bargaining unit members have no changes to Healthcare Contributions / Deductibles Out –of – Pocket max (OOP) Children may be signed up as dependents for Healthcare until the month they are 26 years of age. Children may be signed up as dependents for dental and vision until the end of the year they turn 23. New Child dependents must be enrolled within 31 days of birth. CAREPLUS - - No new applicants allowed  Will end  - Administered by United Healthcare – preauthorization required  877-261-3340 FSA –Flexible Spending Account -- A savings account – before tax payroll deductions to help pay for your eligible medical expenses for you and your dependents – USE IT OR LOSE IT  !  2017 contributions must be used between Jan 1, 2017 - Dec. 31. 2017.  Health Care FSA -  $ 2550 Spending Limit  ( increased from 2016 $2500) Child and Elder Dependent Care Savings Account   $5000 Spending Limit  ($2500 if you and your spouse file income tax returns separately.  HealthCare Reimbursement Account (HRA)-   Funds that were provided by AT&T to  all eligible employees on the payroll during  2009 Bargaining  - FSA accounts must be used before you can utilize HRA Funds.  Find out if you have funds still in this account by calling ADP 800-678-6684. Or visit and register on  https://myspendingaccount.adp.com Outside Network Area Options (ONA) - Eligibility based on home ZIP Codes.   Can  go to any medical provider and receive network level benefits.  Beware if provider is out of network, they may charge more than the contracted rate and you will be responsible for anything over Reasonable and Customary charges (R&C). LifeCare -  one stop resource with guidance for life’s needs like caring for an aging parent or  financing college for your kids.   Also get travel and ticket discounts.  800-873-4636  or visit member.lifecare.com  Sign up Now using registration code att    User ID will be your member ID New Offer TeleMedicine – Offered to Anthem members – not recommended by union for employees seeking FMLA   approval (providers are not compelled to provide sufficient documentation for FMLA approval)